Palmetto Citizens will be offering FREE DOCUMENT SHREDDING at our West Columbia Office (2120 Sunset Blvd.) on Tuesday, March 19th from 9am-1pm and 3pm-6pm. Click here for more information.

Palmetto Citizens Federal Credit Union is a not-for-profit financial cooperative owned and directed by our members. We offer valuable solutions and exceptional service as our commitment to helping you achieve your financial goals.

As a credit union, Palmetto Citizens exists solely to serve the needs of our members, not to make a profit. Unlike other financial institutions, credit unions do not issue stock or pay earnings to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher savings rates and lower fees.

Every account holder is both a member and an owner at a credit union. Each member has equal ownership and one vote – regardless of how much money a member has on deposit. The credit union is governed by a volunteer board of directors, elected by and from the membership.

Today, Palmetto Citizens is one of South Carolina's larger credit unions, serving over 54,000 members with assets over $540 million.

Anyone who lives, works, worships, attends school, is part of a related business or has immediate family relations in Richland, Lexington, Newberry or Fairfield counties can join our credit union.

For the younger members of the community Palmetto Citizens offers:

Planet M™ Kids Club
Planet M is a special kids club that allows children up to age 12 to learn about savings while having fun! Your child is eligible to join and open a Planet M Prime Share account with as little as $25.

Planet M Perks:

■Free prize when account is opened and each time a deposit is made.
■Free financial education classes.
■Statements will be mailed so your child can watch his or her money grow!
■Access to an interactive and educational website and newsletter. View Current Issue
■Special prize drawings each quarter like movie tickets and gift certificates.
 

boom!™ Teen Club
boom! is a program especially for teens that focuses on teaching money management, encouraging good savings habits and offers many more exclusive benefits. Teens ages 13 to 17 are eligible to open a boom! Prime Share account with as little as $25.

boom! Members Learn About:

■Balancing an account.
■Budgeting and saving for the future.
■Setting financial goals.
■Responsible checking account management.
■Establishing good credit.