Capital Farm Credit

Established in San Saba, Texas, Capital Farm Credit stands as the largest agricultural lending cooperative in the state, with a rich legacy spanning over a century. Since our inception, we have remained steadfast in our commitment to serving the needs of farmers, ranchers, and rural communities, empowering them with reliable credit and financial services to thrive in the ever-changing landscape of agriculture.

At Capital Farm Credit, our mission is clear: to provide unwavering support to our members, enabling them to achieve success in agriculture and rural communities. With 67 locations and a charter extending across 192 counties in Texas, we are deeply ingrained in the fabric of rural Texas, working tirelessly to foster growth and prosperity.

Our comprehensive range of lending services includes agriculture and land loans, operating loans, home loans, and equipment loans, ensuring that our borrowers have access to the financial resources they need to cultivate their operations and realize their goals. Additionally, we offer crop insurance to safeguard our borrowers against unforeseen risks.

With a dedicated team of over 600 employees, we take pride in serving nearly 30,000 shareholders across Texas, each of whom plays a vital role in our cooperative. As a cooperative, our borrowers are more than just clients—they are owners who share in our successes. Through our Cooperative Returns program, a portion of our profits is reinvested into our cooperative, enriching the communities we serve year after year.

At Capital Farm Credit, we are more than just a financial institution—we are a trusted partner, deeply rooted in the success of agriculture and rural Texas.