Globe Life Family Heritage Division

Medical insurance covers your doctors and hospital expenses, while our insurance benefit directly supports you by helping to pay your monthly bills during unexpected medical emergencies, such as cancer, heart attacks, strokes, injuries, and intensive care needs. Many people face financial stress when they can’t work due to a health crisis, but our insurance is designed to alleviate that strain. We collaborate with small businesses and self-employed individuals to support the community. Plus, our return of premium feature ensures that you receive benefits whether or not you experience a claim.

If you or your partner were unable to work for three or six months, it could greatly impact your household finances. Without a steady income, covering daily expenses like mortgage or rent, utilities, groceries, and other essentials can become challenging. Savings might quickly deplete, increasing financial stress and potentially disrupting long-term financial goals. In such cases, having a financial safety net through supplemental insurance can help ease the burden by providing income replacement during periods when you are unable to work.