Central Bank of Spirit Lake

Central Bank of Spirit Lake is a community-focused financial institution rooted in the ethos of "Make It Happen." With a commitment to serving the needs of both individuals and businesses, we prioritize personalized service and decision-making at the local level. As a family-owned bank, founded on small-town values, our team of over 300 dedicated professionals strives to exceed expectations and drive positive change within the communities we call home.

Since its acquisition by brothers Tim and John Brown in 1990, Central Bank has experienced remarkable growth, expanding from $30 million in assets to over $1.9 billion today. This growth reflects our steadfast dedication to innovation and excellence in financial services. Our comprehensive offerings include a wide range of lending solutions, from mortgages to small-business loans, tailored to meet the diverse needs of our clientele.

At Central Bank, we pride ourselves on more than just financial transactions; we prioritize building lasting relationships and contributing to the prosperity of the communities we serve. With deep roots in Spirit Lake, IA, and a commitment to local decision-making, we are uniquely positioned to empower individuals and businesses alike to achieve their goals and make meaningful strides toward success.