Operates as a member-owned, not-for-profit financial institution dedicated to serving its community. It provides a comprehensive range of financial services, including essential savings and checking products, various loan options such as auto, home, and personal loans, and specialized services like Term Share Certificates and Home Equity Lines of Credit.

ASCU is committed to supporting its member-owners, including those of modest means, by offering extraordinary customer service, an award-winning digital banking platform, and helpful financial education resources. The credit union actively gives back to the communities it serves across Southern Arizona through donations, volunteer hours, and support for local schools, events, and organizations. Guided by core values of Integrity, Trust, Community, Care, Cooperation, Dedication, Education, Knowledge, and Excellence, ASCU strives to make a positive difference in the lives of its members.